top of page

Terms & Conditions

A legal disclaimer

Terms and Conditions for USA Life Leads

Effective Date: 01/01/2025 (updated)

​

Welcome to USA Life Leads (accessible from www.usalifeleads.com). By using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please refrain from using our website.

1. Introduction

These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms. We reserve the right to modify these terms at any time. Any updates will be posted on this page with an updated effective date.

2. Use of the Website

You agree to use the website in compliance with all applicable laws and regulations. You must not use the website for any unlawful purpose or engage in any activity that could damage, disable, or impair the functionality of the website.

3. User Accounts

To access certain services, you may be required to create a user account on our website. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Service Description

USA Life Leads connects users with life insurance providers through online forms and leads generation. We do not provide life insurance services directly, and any agreements or contracts related to life insurance will be between the user and the provider, not with USA Life Leads.

5. Lead Generation and No Guarantee of Results

USA Life Leads provides leads to life insurance providers but does not guarantee that these leads will result in any particular outcome, such as the purchase of life insurance. The final decision to offer or approve insurance is solely at the discretion of the insurance provider.

6. Prohibited Activities

You agree not to engage in any of the following activities while using the website:

  • Violate any local, state, national, or international law.

  • Attempt to interfere with or disrupt the operation of the website.

  • Engage in fraudulent or misleading activities.

  • Use the website for any purposes other than the services explicitly provided by USA Life Leads.

7. Intellectual Property

All content, logos, graphics, text, and other materials on this website are owned by or licensed to USA Life Leads and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or otherwise use any of the content without prior written permission from us.

8. Disclaimer of Warranties

The website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of accuracy, reliability, or fitness for a particular purpose. We do not guarantee that the website will be free of errors or that access to the website will be uninterrupted.

9. Limitation of Liability

In no event shall USA Life Leads be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your use or inability to use the website.

  • Any errors or omissions in the content of the website.

  • Any interaction between users and third-party service providers.

10. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience, and we are not responsible for the content, privacy policies, or practices of these websites. We encourage you to review the terms and conditions of any third-party sites before using them.

11. Privacy Policy

Your use of the website is also governed by our [Privacy Policy](insert link to privacy policy). By using the website, you consent to the practices outlined in the Privacy Policy.

12. Indemnification

You agree to indemnify and hold harmless USA Life Leads, its affiliates, employees, agents, and third-party partners from any claims, damages, or expenses (including legal fees) arising out of your use of the website or violation of these Terms and Conditions.

13. Termination

We may suspend or terminate your access to the website at our sole discretion if we believe that you have violated these Terms and Conditions or engaged in any illegal or disruptive activity. Upon termination, your rights to use the website will immediately cease.

14. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which USA Life Leads operates. You agree to submit to the jurisdiction of the courts in that state for any disputes arising out of or related to these terms.

15. Dispute Resolution

Any disputes related to these Terms and Conditions will be resolved through binding arbitration, rather than in court. You agree to waive any right to participate in a class action lawsuit.

16. Severability

If any provision of these Terms and Conditions is deemed unlawful, void, or unenforceable, that provision will be severed from the agreement, and the remaining provisions will continue in full force and effect.

17. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:

USA Life Leads
Email: usalifeleads@gmail.com
Phone: 216-282-6244
Address: 23600 Mercantile Rd. Beachwood OH, 44122

**By purchasing real-time and/or aged data leads from USA Life Leads LTD, you acknowledge and agree to comply with all applicable telemarketing laws, including but not limited to the Telephone Consumer Protection Act (TCPA) and related FCC regulations. You further agree not to use these leads with any robocall, autodialer, or automated texting software unless you have obtained prior express written consent from the contacts. USA Life Leads LTD disclaims all liability for misuse of the leads, and purchasers agree to indemnify and hold USA Life Leads LTD harmless against any claims arising from such misuse.

23600 Mercantile Rd.

Suite C-100 PObox JM015497

Beachwood OH,  44122

bottom of page